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Are you a First Time Ho-meow-ner?

Step 1: Initial Conversation

Step 1: Initial Conversation

Step 1: Initial Conversation

 This first step sets the stage. You and your Movement loan officer will  assess your credit, establish expectations and discuss your financing  options. 

Step 2: Application

Step 1: Initial Conversation

Step 1: Initial Conversation

 This is the step where we gather as much information as possible up  front, giving us a major head start and allowing us to fly through the  process. 

Step 3: Gather Documents

Step 1: Initial Conversation

Step 3: Gather Documents

 This is where you come in. We need your help getting your documents in  as quickly as possible. You will team up with your loan officer to  collect items such as W2s, Pay Stubs, Bank Statements and Employment  History. 

Step 4: Appraisal

Step 6: Approved With Conditions

Step 3: Gather Documents

 We team up with an industry leading appraisal management company that  helps us keep the ball rolling. We maintain a high standard for who we  partner with, so that we can streamline what is often an extremely time  consuming step. 

Step 5: Upfront Underwriting

Step 6: Approved With Conditions

Step 6: Approved With Conditions

 Movement underwrites every loan at the beginning of the loan process.  This gives you a major advantage in a crowded market, and helps prevent  any last minute rushing. This unique approach allows you to bypass an  industry full of stressful and slow lenders. Our Underwriters assess the  loan and aim to have it released from Underwriting within 6 hours. 

Step 6: Approved With Conditions

Step 6: Approved With Conditions

Step 6: Approved With Conditions

 Good news! Your loan has made it through the initial stages of the process, and is ready for processing. 

Step 7: Processing

Step 8: Final Underwriting

Step 8: Final Underwriting

 Our process is goal-oriented rather than deadline-oriented. Most lenders  attempt to just work towards a closing date or deadline. This often  leads to problems and rushing around hours before closing or even  missing the closing date. At Movement we do things differently. By  working to a 7 day goal we can have closing documents out weeks before  closing and avoid all the last minute craziness. This process is unique  to Movement Mortgage and we process over 75% of our loans in 7 business  days or less. 

Step 8: Final Underwriting

Step 8: Final Underwriting

Step 8: Final Underwriting

 The Underwriter will now review your loan and verify that all conditions  have been taken care of. The loan process is now complete and is ready  for closing. 

Step 9: Closing

Step 8: Final Underwriting

Step 9: Closing

 We work alongside the closing attorney to assemble the final paperwork  and confirm the total funds needed for the closing day. Everything we do  leading up to this point ensures that the closing table is a smooth and  exciting experience. Now, enjoy the moment as you receive the keys to  your new home. 

Not Sure Which Program Fits?

Schedule Free ConsultationRefinance

Purchase Loan Programs:

New Construction

Fannie Mae HomeReady

New Construction

I want to build a new home

Condo

Fannie Mae HomeReady

New Construction

I want to buy a  condo

Fannie Mae HomeReady

Fannie Mae HomeReady

I have great credit, but not a lot of money for a down payment.

Conventional

I want a range of down payment options

FHA

Reverse

I don't have a lot of money for a down payment.

Reverse

Reverse

I'm 62 or older, and I don't want a mortgage payment.

VA

High Balance

High Balance

I am a Military Veteran, or am actively serving.

High Balance

High Balance

High Balance

I want an affordable option in a high-cost area

USDA

High Balance

I want to live in a rural area

Renovation

I want to buy a house that needs repairs

Jumbo

Jumbo

I want a home with a price that exceeds the conventional limit

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575 Lynnhaven Parkway, Ste 100- 101, Virginia Beach, VA 23452

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